:root{--navy:#10243e;--navy-700:#1b3a5f;--gold:#f2a900;--gold-dark:#b97e00;--ink:#1a2230;--muted:#5b6673;--line:#e3e7ed;--bg:#f6f8fb;--white:#fff;--green:#0f6e56;--green-bg:#e1f5ee;--amber-bg:#faeeda;--amber-ink:#854f0b;--header-h:76px;--max:1120px;--radius:16px;--shadow:0 12px 40px #10243e14;--shadow-sm:0 4px 16px #10243e0f}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 12px)}body{color:var(--ink);background:var(--white);font-family:var(--font-sans), "Segoe UI", sans-serif;-webkit-font-smoothing:antialiased;margin:0;font-size:17px;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}button,input,select,textarea{font:inherit}h1,h2,h3,h4{font-family:var(--font-serif), Georgia, serif;letter-spacing:-.02em;margin:0 0 .5em;line-height:1.15}p{margin:0 0 1em}p:last-child{margin-bottom:0}.skip-link{z-index:100;background:var(--gold);color:var(--navy);border-radius:8px;padding:8px 14px;font-weight:700;position:absolute;top:-48px;left:12px}.skip-link:focus{top:12px}.visually-hidden{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.wrap{width:min(var(--max), calc(100% - 40px));margin-inline:auto}.btn{letter-spacing:.01em;cursor:pointer;border:1.5px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:8px;min-height:48px;padding:12px 22px;font-size:15px;font-weight:700;transition:background .15s,color .15s,border-color .15s,transform .15s;display:inline-flex}.btn:hover{transform:translateY(-1px)}:is(.btn:focus-visible,.nav-link:focus-visible,.icon-btn:focus-visible){outline:3px solid var(--gold);outline-offset:3px}.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:#ffb814}.btn-ghost{color:var(--navy);border-color:var(--line);background:0 0}.btn-ghost:hover{border-color:var(--navy)}.btn-ghost-light{color:var(--white);background:0 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2px;font-size:15px;font-weight:560}.nav-link:hover,.nav-link[aria-current=page]{color:var(--navy-700)}.nav-link.accent{color:var(--gold-dark)}.icon-btn{border:1px solid var(--line);background:var(--white);width:44px;height:44px;color:var(--navy);cursor:pointer;border-radius:10px;display:none}.mobile-panel{border-top:1px solid var(--line);padding:12px 0 20px;display:none}.mobile-panel.open{flex-direction:column;gap:4px;display:flex}.mobile-panel .nav-link,.mobile-panel .btn{justify-content:flex-start;width:100%;padding:12px 4px}.mobile-panel .btn{justify-content:center;margin-top:8px}.hero{background:linear-gradient(160deg, var(--navy) 0%, #0c1c31 48%, var(--navy-700) 100%);color:var(--white);padding:72px 0 80px;position:relative;overflow:hidden}.hero:after{content:"";pointer-events:none;background:radial-gradient(circle,#f2a9002e,#0000 68%);border-radius:50%;width:420px;height:420px;position:absolute;inset:auto -80px -120px auto}.hero-grid{z-index:1;grid-template-columns:1.15fr 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